3 Months Before Your 65th Birthday:

• Enroll in Part A during your Initial Enrollment Period. You should also enroll in Part B unless you are eligible for a Special Enrollment Period.
• Confirm receipt of Medicare card(s).
• Talk to a benefits advisor to get detailed information about plans. See if you qualify.
• Make sure to ask these important questions:

 

- Will I have to choose hospital and healthcare providers from a network?

- Will my doctors accept the coverage? If not, are there doctors near me who will?

- Will I need referrals to visit specialists?

- Will the plan cover me if I get sick while traveling in another state?

- What will my prescription drugs cost?

- Are my drugs on the plan’s drug list (or formulary)?

- Does the plan include the pharmacies I currently use?

- Can I get my prescriptions through the mail?

- Does the plan have a good quality rating?

 

• Make your decision.
• Learn how to use your Medicare. Begin here

 

You must pay premiums for Part A and/or Part B, depending on the plan you choose. Part C (Medicare Advantage Plans) require enrollment in BOTH, Part A and Part B. Prescription Drug Plans (PDP - Part D) require enrollment in EITHER Part A or Part B.
Your coverages will start January 1.

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